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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Oldbury

JPM Group - General Insurance and Independent Financial Advisers - Commercial

JPM House, Coombs Wood Court, Steelpark Rd, Halesowen B62 8BF, UK – 0121 270 4800

Matt Petrie is a friendly, likeable and knowledgable advisor, he helped me secure the best option available and I would recommend him to anyone needing specialist advice

Referring to this website, my husband and myself were very surprised to read the review from Elaine Bagley. We have been clients of this Company for several years. Our previous F.A.sold his Company to JPM on retirement as he was impressed with his dealings with them. We are grateful for this guidance and have, in fact recommended to others as their performance for us in this and other areas has been excellent. Matthew Petrie is in regular contact with us and any request is dealt with promptly or delegated to Stephanie Jones or Rebecca Beddington and all have become a significant part of our lives. this, thankfully is our experience. D and D. Sharp.

Financial Advisors Dudley

JPM House, Coombs Wood Court, Steel Park Road, Halesowen B62 8BF, UK – 0121 270 4800

Harvest IFA

32 Old Acre Cl, Smethwick, Sutton Coldfield B76 1WF, UK – 0121 384 4041

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Oldbury.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB Bank

21 Birmingham St, Oldbury B69 4DT, UK – 0121 307 9985

Very friendly and good place. Staff members are always professional and very friendly. A lovely place. I know this because I have visited this place more than 100 times during last 7-8 years timeline. Never had any problems and always get good advice. Very good bank TSB bank and offers lot of promotional offers to me as their customers.

Excellent service and as a bank I cannot recommend enough. I hope to keep receiving this quality of service Thank you.

TSB Bank

537 Bearwood Rd, Smethwick B66 4BQ, UK – 0121 307 9990

Very good and professional service, hence I always have had excellent experience with them. Staffs are fast and efficient. I strongly recommend others to do banking with TSB instead of other banks.

Staff are helpful and insightful with most banking related requests.

The Trussell Trust Food Bank

Holy Trinity Church, Church Hill St, Smethwick B67 7AH, UK – 07527 962092

Excellent charity really take care of the local community lovely volunteer at the food Bank

Banks

Barclays Bank

17 Church Square, Oldbury B69 4DX, UK – 0345 734 5345

Maybe if people weren't so stupid they wouldn't have problems and have to leave bad reviews. Banks perfectly fine, sometimes there's a queue but Google does tell what you times are busiest. It isn't hard to look up. The staff have always been polite. My only problem so far was that one cashier said I couldn't pay money into my mother's account for her when two other cashiers said I could. Bit confusing but nothing to kick up a fuss about.

Usually have to queue.staff helpful and friendly.

Halifax

580-582 Bearwood Rd, Smethwick B66 4BW, UK – 0345 600 3934

Good bank helpful staff long ques shame bout cut backs

Sometimes Crowded,, Sometimes Not

TSB Bank

63-65 Cape Hill, Smethwick B66 4SF, UK – 0121 307 9984

Helpful staff good bank only trouble are ques

Awesome branch very helpful staff

Building Societies

the West Brom - West Bromwich Building Society

25 Birmingham St, Oldbury B69 4DY, UK – 0345 241 7344

Brilliant service

the West Brom - West Bromwich Building Society

20-21 High St, Rowley Regis B65 0DR, UK – 0345 241 7214

My building society for many years ,Vary good customer service from staff

Nice people

the West Brom - West Bromwich Building Society

28 Cape Hill, Smethwick B66 4PB, UK – 0345 241 7314

Amazing staff friendly service and quick service too

Mortgage Brokers

Mortgage & Financial Planning Services

Suite 1central House, Malt Mill Lane, Halesowen B62 8JA, UK – 0121 561 1199

Charles Maddison Partnership Ltd

4, 19 Hereward Rise, Halesowen B62 8AN, UK – 0121 561 3240

Cape Hill Mortgage Centre

17 Cape Hill, Smethwick B66 4RX, UK – 0121 565 5160

Mortgages

NatWest

34 High St, Smethwick B66 1DU, UK – 0345 788 8444

Always had no problem staff seemed ok .

Barclays Bank

70 Birmingham Rd, Rowley Regis B65 9BA, UK – 0345 734 5345

Always massive queues only two cashiers now the rest are atms

Like any other barclays bank

Barclays Bank

535 Bearwood Rd, Smethwick B66 4BD, UK – 0345 734 5345

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